Legal Setup – Prepare & file TX LLC (Form 205) or TX Corp; includes TX SoS $300 filing; IRS EIN; digital Operating Agreement; Banking Resolution.
Registered Agent – 1st‑year TX registered agent service (renewal billed year 2).
Texas Compliance – TX Comptroller web account + Franchise Tax ID handoff.
Banking & Payments – Novo (or Texas bank) app prep, KYC docs; Stripe merchant config + test charge.
Online Presence – Business email/domain alignment; branded 1‑page website w/ lead form; Google Business Profile guidance.
Fundability Check – Address/phone/EIN match; NAICS sanity; data consistency review for lenders.
Support – Kickoff (30 min), delivery walkthrough, 30‑day email support.
Financing (Optional) – Intro mortgage strategy call; if you choose to apply, Patty Porto (RMLO NMLS 275265) can originate loans through Morty, Inc. (NMLS 1429243)—Conventional, FHA, Investor, Construction, DSCR. Separate loan process; approval required; not included in package price.
Business Credit Build – D‑U‑N‑S registration; 3 reporting TX‑shippable vendor tradelines (net‑30); how/when to pay for score impact.
Books Ready – Wave or QuickBooks connect; TX sales/franchise tax flags; starter chart of accounts; bank feed tested.
DSCR Prep (Texas Rentals) – Rent, tax, insurance pull; DSCR ratio calc; max LTV guidance; doc checklist.
Lender Packet – Upload‑ready PDF: entity docs, bank letter, credit summary, rent assumptions.
Funding Strategy Call – 20‑min plan: next 3 purchases/refis, timeline, lender match.
Financing (Optional) – Full loan origination support (Conventional, FHA, Investor rental, DSCR) via Patty Porto NMLS 275265 / Morty, Inc. NMLS 1429243. Upload docs once; we price across multiple lenders. Separate from package fee.
Rehab Budget Suite – Editable TX labor & materials template (Houston baseline, adjust by metro).
Draw Tracking Tools – Cost‑to‑complete sheet, lender draw log, change‑order tracker.
Project Management System – Custom Monday.com board for bids, permits, subs, draws; mobile‑friendly.
GC / Sub Onboarding Kit – W‑9, insurance, lien waiver forms (TX), pay app template.
Oversight – Monthly 60‑min project review call for 1 active project (<$500k). Add’l or larger projects quoted.
Financing (Optional) – Construction, rehab, rental portfolio & DSCR loans available through Patty Porto NMLS 275265 / Morty, Inc. NMLS 1429243. We sync budgets to loan draws. Separate engagement; lender approval required.
All‑in pricing includes Texas Secretary of State LLC filing fee (up to $300) and first‑year registered agent. Entity types other than standard LLC may require additional state fees (billed at cost). Credit‑card processing fees (Stripe), software subscriptions (QuickBooks, Monday.com paid tiers), and third‑party expedited filings are billed separately if elected. Services are consulting & coordination; we are not your attorney or CPA. You remain responsible for tax filings and regulatory compliance. Loan Credit applied as refund or future credit upon successful funding of an eligible loan originated through Patty Porto within 90 days; see agreement.
Mortgage services provided separately by Lency Patricia Portocarrero (Patty Porto),
Residential Mortgage Loan Originator • NMLS #275265
Loans arranged through Morty, Inc. • Licensed Mortgage Broker • NMLS #1429243 • Licensed in Texas.
Equal Housing Lender. Not a commitment to lend or extend credit. All loans subject to underwriting, investor guidelines, collateral review, and final approval by the funding lender. Rates, terms, and programs subject to change without notice until locked. Not all applicants will qualify.
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